With the high cost of dental implants, many people, particularly seniors, may wonder if their Medicare Advantage plan includes this treatment. In this comprehensive guide, we will explore Medicare Advantage, dental implants, coverage options, and how to maximize your benefits.
What Is Medicare Advantage?
Medicare Advantage is a type of Medicare health plan that is offered through private insurers, who are required to provide the same benefits as Original Medicare but often offer additional coverage options like dental, vision, or hearing.
It is important to note that not all Medicare Advantage plans offer the same type of coverage. That’s why it is vital to review your plan’s details to determine what is covered and what isn’t (more on that below).
Does Medicare Advantage Cover Dental Implants?
Most dental procedures, including dental implants, are not covered by Original Medicare. However, some Medicare Advantage plans offer dental coverage, which may include dental implants.
Since Medicare Advantage plans provide different types of coverage, you need to review your plan to determine whether it includes dental implants procedures.
If you need help determining if your Medicare Advantage plan covers dental implants, contact our experts today. We’ll be glad to answer your questions and offer guidance!
How To Find Out if a Medicare Advantage Plan Covers Dental Implants?
Luckily, finding out if a Medicare Advantage plan covers dental implants is a straightforward process.
When you enroll in Medicare Advantage, you receive an Evidence of Coverage (EOC) each year, usually during the fall (late September). The EOC lists details such as what is covered by the plan, how much you pay, and other essential information.
This is an important document, so if you haven’t received your EOC yet, get in touch with your plan.
Alternatives
If your Medicare Advantage plan does not cover dental implants or you have reached your annual dental benefits’ maximum limit, you still have alternatives to cover your dental implants. Some options to consider include:
- Dental insurance
- Dental savings plans
- Dental schools
- Veterans programs
Need Help Making Sense of Medicare Advantage ? We Are Here To Help
We are an insurance agency dedicated to becoming a lifetime partner for your insurance needs.
If you need assistance or want to learn more about the alternatives at your disposal, contact our licensed agents today or call 1.888.225.MINT (6468). Our team stands ready to answer all your questions.
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