Medicare Advantage/Medicare Supplement Plan​

What is Medicare?

Medicare is health insurance for the following:

  • Individuals 65 or better
  • Individuals under 65 with certain disabilities
  • Individuals at any age with end-stage renal disease (ESRD) – A permanent kidney failure requiring dialysis or kidney transplant.
    Different Parts of Medicare
Different Parts of Medicare
  • Medicare Part A – Hospital Insurance
  • Medicare Part B – Medical Insurance
  • Medicare Part C – Medicare Advantage
  • Medicare Part D – Prescription Drug Coverage
Individuals who get parts A and B automatically
  • Already receiving from Social Security or Railroad Retirement Board (RRB)?
  • In most cases, you’ll automatically get Part A and Part B starting the first day of the month you turn 65. If your birthday is the first day of the month, Part A and Part B will start the first day of the prior month.
  • Are under 65 and disabled? You automatically receive Part A and Part B after you get disability benefits from Social Security or certain disability benefits from RRB for 24 months.
  • Do you have ALS (Amyotrophic Lateral Sclerosis, also called Lou Gehrig ‘s disease)? You automatically get Part A and Part B the month your disability benefits begin.
Sign up for Part C and D
  • There are specific times when you can sign up for Medicare Advantage (Part C) and Medicare prescription drug coverage (Part D), or make a change to a coverage you already have:
    • When you first receive Medicare (Initial Enrollment Periods)
    • During certain times, each year (Yearly Enrollment Periods)
    • In special circumstances (Special enrollment periods)
    • You change where you live
    • You lose your current coverage
    • Your plan changes contract with Medicare
    • And other special situations