Medicare Advantage/Medicare Supplement Plan
What is Medicare?
Medicare is health insurance for the following:
- Individuals 65 or better
- Individuals under 65 with certain disabilities
- Individuals at any age with end-stage renal disease (ESRD) – A permanent kidney failure requiring dialysis or kidney transplant.
Different Parts of Medicare
Different Parts of Medicare
- Medicare Part A – Hospital Insurance
- Medicare Part B – Medical Insurance
- Medicare Part C – Medicare Advantage
- Medicare Part D – Prescription Drug Coverage
Individuals who get parts A and B automatically
- Already receiving from Social Security or Railroad Retirement Board (RRB)?
- In most cases, you’ll automatically get Part A and Part B starting the first day of the month you turn 65. If your birthday is the first day of the month, Part A and Part B will start the first day of the prior month.
- Are under 65 and disabled? You automatically receive Part A and Part B after you get disability benefits from Social Security or certain disability benefits from RRB for 24 months.
- Do you have ALS (Amyotrophic Lateral Sclerosis, also called Lou Gehrig ‘s disease)? You automatically get Part A and Part B the month your disability benefits begin.
Sign up for Part C and D
- There are specific times when you can sign up for Medicare Advantage (Part C) and Medicare prescription drug coverage (Part D), or make a change to a coverage you already have:
- When you first receive Medicare (Initial Enrollment Periods)
- During certain times, each year (Yearly Enrollment Periods)
- In special circumstances (Special enrollment periods)
- You change where you live
- You lose your current coverage
- Your plan changes contract with Medicare
- And other special situations
